Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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$225,000 Punitive Damages Award Upheld Where Creditor Repeatedly Contacted Customer After Being Notified of Attorney Representation

6 December 2023
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CRC to NYC DCWP: Proposed Rule Misses the Mark, is Unclear, and Will Harm Consumers

5 December 2023
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NYC Proposes Amendments to Debt Collection Rules; Comments Due by Nov 29th

19 October 2023
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Oregon Enacts Comprehensive Consumer Data Privacy Act with Limited GLBA Exemption

7 August 2023
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Legal Advisory Board Members Discuss Current Litigation Trends, State Issues, and Standing

8 June 2023
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Legal Advisory Board Members Discuss Hunstein, the CFPB, and Omnichannel Communication

22 May 2023
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Minor Procedural Errors are not an FDCPA Violation Says Court

27 April 2023
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CFPB vs. PRA-Top 3 Takeaways and PRA’s Response

29 March 2023
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New York DFS Tables Latest Version of Its Proposed Debt Collection Rule

23 March 2023
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New Wyoming Bill Requires Licensure for Debt-Buyers

15 March 2023
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Breaking Down the CFPB's Opinion on Convenience Fees [Sponsored]

8 December 2022
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NYC Debt Collector Rules - Amendments Proposed; Public Hearing to be Held Dec 5th

28 November 2022
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What Creditors and Medical Services Providers Need to Know About D.C.’s Amended Debt Collection Law

17 November 2022
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Debunked! Four Compliance Myths and Misconceptions for Collections

29 September 2022
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CFPB to Make Organizational Changes

4 August 2022
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CFPB Releases Reg F Guidance

2 August 2022
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Debt Collection Text Messages Not Protected by Bona Fide Error?

18 July 2022
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California DFPI Proposes Extensive Rules Relating to Companies’ Responses to Consumer Complaints

7 June 2022
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Thriving in a Highly Regulated Environment

6 June 2022
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CFPB Focuses on Innovation; Creates New Office and Hints at Future Rulemaking

25 May 2022

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