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U.S. Supreme Court to Review Constitutionality of CFPB Structure: What Does It Mean?

On Friday, the U.S. Supreme Court agreed to hear a case that questions whether the Consumer Financial Protection Bureau’s (CFPB) structure is constitutional. In Seila v. CFPB, the nation’s highest court will specifically review whether the single-director structure and the President's removal authority of the director violate the separation of powers. Just like a double rainbow, everyone is asking what it means. 

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ARM-U Fall Semester: November 19-21, 2019

insideARM presents a virtual conference series where industry professionals gather to learn from experts focusing on critical topics & operational pressures. ARM-U is a multi-part webinar series that takes place over the course of 3 days, and is designed as an online classroom-like setting.

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You Oughta Know, 21 October 2019

Welcome to You Oughta Know, a collection of links from around the internet that you should probably know about.

  • Analysis of Attorney General Regulations to CCPA – Part 4: Special Rules Regarding Minors. "The California Attorney General’s CCPA draft regulations impose additional requirements for collection of data from children under 13 on top of those imposed by the federal Children’s Online Privacy Protection Act (COPPA), and also create additional requirements for minors between the ages of 13 and 16. Businesses will need to have reasonable processes in place to ensure that the person providing consent for the sale of a child’s data on his or her behalf is actually their parent or legal guardian." (The National Law Review)
  • California: Consumer debt now includes mortgage debt under Rosenthal Fair Debt Collection Practices Act. "On October 7, California’s governor signed SB 187, which amends the state’s Rosenthal Fair Debt Collection Practices Act and provides that consumer debt under the act now includes mortgage debt. SB 187 also removes the exception for an attorney or counselor at law from the definition of debt collector, and makes other nonsubstantive changes. The amendments take effect January 1, 2020." (Lexology)
  • The Explosion Of Personal Loans Is A Troubling Sign. "The average personal loan balance is shockingly high too — currently $15,143 with an average monthly payment of $353. The average APR on these loans is at around 9.37% according to Experian data, which isn’t the worst rate you can get but not that great either." (Forbes)


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Prohibited Behavior: A Closer Look at the CFPB's NPRM

5 November 2019 at 02:00 p.m.

Join members of insideARM's NPRM Working Group as they dive deeper into the Prohibited Behavior section of the CFPB's NPRM.

Event Details »


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