If a law firm sends a letter seeking to collect the correct amount, from the correct consumer, on behalf of the correct creditor, can the consumer still sue, claiming the firm violated the FDCPA because no attorney was “meaningfully involved” in preparing the letter? The Sixth Circuit recently held the answer is “no” in Buchholz v. Meyer Njus Tanick, P.A., _F.3d_, 2020 WL 35431 (6th Cir. 2020), because the consumer suffered no “concrete injury” as a result of the letter and therefore lacked standing to pursue the claim in federal court. The Buchholz decision should provide powerful support for creditors' rights attorneys who are fighting against “meaningful involvement” claims.
Read the Whole Story »