John L. Culhane, Jr.

Ninth Circuit Confirms Discrete Actions in Debt Collection Litigation can Trigger FDCPA One-Year Statute of Limitations

CFPB Announces Plans to Propose Rule Regulating Data Brokers Under the FCRA

CFPB Sues Auto Loan Servicer for UDAAP Violations

Eleventh Circuit Rules District Court Did Not Abuse its Discretion by Dismissing Defendants in CFPB Enforcement Action as Sanctions for “Obstructionist Conduct” in Depositions

CFPB Announces Consent Order with Third-Party Collector of Medical Debt

CFPB Report Shows Nearly 50% Decline in Overdraft/NSF Fee Revenues From Pre-Pandemic Levels

CFPB Pushes the ECOA Coverage Envelope Again

Second Circuit rules CFPB’s funding does not violate Appropriations Clause

CFPB Supervisory Highlights Special Edition Looks at “Junk Fees” Charged in Connection With Deposits, Auto Servicing, Mortgage Servicing, Payday and Small-Dollar Lending, and Student Loan Servicing

SCOTUS Agrees to Decide Whether CFPB’s Funding Is Unconstitutional but Will Not Hear Case Until Next Term

New CFPB Report and Blog Post Look at Third-Party Debt Collections Tradeline Reporting and Medical Debt Furnishing

CFPB Proposes Significant Changes to Credit Card Late Fee Rules, Including Reduction in Late Fee Safe Harbor Amounts and Elimination of Annual Inflation Adjustments

CFPB Issues Request for Information on Consumer Credit Card Market

CFPB Proposes Registry for Supervised Nonbanks Using Form Contracts Containing Arbitration Provisions, Waivers, or Other Limits

CFPB Issues Circular on Investigation of Consumer Reporting Disputes

CFPB Releases Report and Issues Circular on Nursing Home Debt Collection

CFPB Issues Advisory Opinion on FCRA Permissible Purpose Requirement

Simplification and Possible Registration of Nonbanks on CFPB Rulemaking Table

CFPB Issues Annual FDCPA Report; FTC Issues Annual Letter on Debt Collection to CFPB

CFPB Enters into Consent Order with Student Loan Servicer to Settle Alleged UDAAP Violations in Connection with FFELP Loans