Acxiom® Corporation today announced that, effective June 1, MicroBilt’s online decision management engine at CreditCommander.com has been enhanced to include identity fraud verification services from Acxiom Insight. Verifying an applicant’s identity before granting credit protects consumers from identity fraud and credit grantors from taking on unnecessary risk and is a win-win value proposition. Today, MicroBilt helps thousands of credit grantors process millions of applications in real time. Authorized users of the CreditCommander.com service will now enjoy seamless access to Acxiom’s unmatched fraud information database and analytics in their efforts to prevent fraud.


“This is a one-two punch against fraud,” said Jeff Stalnaker, Acxiom’s leader for Client Services in the financial services industry. “Combining Acxiom’s strong data and analytics services with CreditCommander.com’s decision management service offers banks, credit unions, insurance companies, non-profits and other enterprises an affordable and effective fraud prevention alternative.”


“MicroBilt is proud of its growing ability to help our customers protect themselves from fraud,” said Kenneth Hill, president, MicroBilt Corporation. “Now, with Acxiom’s data and analytic resources, our customers have the industry’s best anti-fraud solution at their fingertips, and this allows them to solve fraud problems even before they occur.”


MicroBilt’s CreditCommander.com serves leading financial, automotive and collection institutions in many ways, including verifying application information for new account acquisitions, assessing credit risk, skip tracing, credit reports, collection letter generation and online collection. The Identify product from Acxiom Insight combines unmatched data resources and analytic capabilities to help businesses and organizations fight identity fraud and comply with the USA PATRIOT Act.


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