Online Resources Study Supports Growth in Balances for Premium Service

Online Resources Corp. (NASDAQ: ORCC), a leading provider of Internet financial services, today released results of a study on the impact of its premium online financial management service, Money HQ(SM), on deposit account balances.

Results show that for those consumers who were enrolled in Money HQ for one year, deposit account balances increased 115 percent more than those of consumers who were not enrolled.

From October 2004 through October 2005, Money HQ end-users’ deposit account balances increased 48 percent, compared to 22 percent for a control group of online banking end-users who did not enroll in Money HQ. The study included checking, savings, certificate of deposit, IRA savings, and money market accounts of over 2,000 online consumers.

“These results strongly indicate that as online banking reaches critical mass, financial institutions can also benefit with higher balances and fees from premium services like Money HQ,” said Matthew P. Lawlor, chairman and CEO of Online Resources. “Just as billpay has been proven to deepen consumer relationships, so too can additional innovative, value-added services.”

Money HQ is a premium service that is optional for consumers and is typically offered by participating financial institutions for a fee. The service provides access to third-party financial account information, detailed bill presentment, security alerts, and advanced payment and funds transfer tools. Critical to the success of these services is seamless integration with conventional online banking and bill payment capabilities, along with highly specialized consumer marketing.

Since launching the service two years ago, 170 financial institutions have launched Money HQ. Online Resources also provides customized and targeted ICM marketing to drive consumer adoption of Money HQ and other online financial services.