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Bankruptcy is a legally declared inability by an individual, or business, to pay their creditors. The declaration is known as seeking bankruptcy protection (from creditors) or initiating a bankruptcy filing. Unsecured debts -- like credit card balances -- are typically in peril in bankruptcy filings. But recent changes to the U.S. bankruptcy code have seen more consumers forced to file Chapter 13, which requires a debt repayment plan, rather than Chapter 7, which effectively wipes out unsecured debt.

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USOBA Responds to the BBB?s Rating System For the Debt Settlement Industry

27 April 2009

USOBA Announces its First Round of Conference Speakers

24 April 2009

The Amount of Consumer Credit At Risk Jumps In February

20 April 2009

Cramdown Rules to Hit Unsecured Creditors, Depending on Language

9 March 2009

Bankruptcy Challenges and Solutions Addressed at Collection and Recovery Solutions 2009 Pre-Conference Workshop

5 March 2009

CLLA Leads the Way on Federal Bankruptcy Legislation

5 February 2009

The Labor Market And The November Bankruptcy Risk Reading

16 December 2008

WWR Partner Alan Weinberg to Serve as a Director for the American Board of Certification

21 November 2008

USOBA Focuses Debt Settlement Industry on Legal Compliance

6 November 2008

USOBA Answers the Call for Debt Settlement Industry Statistics

4 November 2008

Justice Department Settles Capital One Debt Collection Complaint

3 October 2008

FDIC Selects DebtX to Sell $424 Million in Loans

24 September 2008

2007 Public Company Bankruptcies Already Surpassed - BankruptcyData.com

18 September 2008

Al Franken Proposes Sweeping Changes to Bankruptcy and Credit Card Laws

14 August 2008

Foreclosure Activity Surges in Second Quarter: RealtyTrac

25 July 2008

Commercial Bankruptcies Up 45 Percent in First Half of 2008

21 July 2008

Foreclosure Activity Decreases 3 Percent In June According To RealtyTrac

10 July 2008

RealtyTrac and Bid4Homes Team to Provide Online Auction Marketplace

20 June 2008

Substantial Increase In Business Bankruptcies Likely: Euler Hermes ACI

20 June 2008

Merchant Bankruptcies Threaten Gift Card Growth

20 June 2008

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