Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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Whitepaper on Debt Collection Released by the Conference of State Bank Supervisors

13 February 2020
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What the TRACED Act Means for Third-Party Collectors—and 5 Tips for Protecting Your Business

12 February 2020
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Three Texts , No Harm: TCPA Text Message Case Dismissed for Lack of Article III Standing

12 February 2020
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Judge Cancels $2.5M Jury Verdict Against Lexington Law, Instead Grants Judgment for the CRO

10 February 2020
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The Rise and Fall of TCPA Suits in the Sunshine State: How the Eleventh Circuit Court of Appeal Created and Destroyed a Cottage Litigation Industry in Florida

10 February 2020
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Another Interest Disclosure Lawsuit Dismissed in W.D. Wisc.

6 February 2020
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What is ‘Abusive’ Conduct Under Dodd-Frank? CFPB Provides an Answer by Issuing Its Policy on Abusive Acts and Practices

6 February 2020
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5 Steps to Take When That Lawsuit Comes Through the Door

5 February 2020
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Tug of War Continues: D.N.J. Follows Marks, Holds VICIdialer is an ATDS, Finds Pre-Recorded Voicemails Trigger TCPA

5 February 2020
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7th Cir. Reverses FDCPA Dismissal Based on ‘Claim Splitting’ But Provides Roadmap for Defendants

3 February 2020
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Federal Robocall Watchdogs Flex Enforcement Muscles

3 February 2020
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House of Representatives Passes New Credit Reporting Legislation

30 January 2020
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Ringless Voicemail Battle Faces Setback–Court Refuses to Hear RVM User’s Request for Summary Judgment

30 January 2020
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Eleventh Circuit Rejects Marks and Torches Expansive TCPA Reading; Holds ATDS Requires Random or Sequential Number Generation

28 January 2020
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New Jersey Bill Proposes Income-Based Repayment for Medical Debt

27 January 2020
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Big Week in the 7th Circuit: Settlement Offers, Envelopes, Creditor ID, and More

23 January 2020
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6th Cir. Holds Consumer Lacks Standing to Assert ‘Meaningful Involvement’ Claim, Not Every Technical Violation is Redressable

23 January 2020
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Another Seat at the Table: CFPB Adds Another Member to Taskforce

22 January 2020
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Corporate Officer Faces Personal Liability for TCPA Suit For Failing to Stop Calls

21 January 2020
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Collection Oversight Expanding from Coast to Coast: Calif.’s Mini-CFPB and N.Y.’s Debt Collector Licensing

16 January 2020

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