Collection Laws and Regulations News RSS Feed

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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iA Video Series: Ironing Out the Irony of ED's NextGen Strategy

27 March 2019
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Supreme Court to the Rescue with a Narrow Interpretation of the FDCPA

26 March 2019
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Third Party Vendor Oversight? Check. Transition Period Now Completed, NYDFS Cybersecurity Rules in Full Effect

25 March 2019
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U.S. Supreme Court Holds that Law Firms Performing Nonjudicial Foreclosures are Not Debt Collectors

20 March 2019
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In States Without Balance Billing Legislation, Patients Continue to See "Surprise" Invoices for Out-of-Network Providers

20 March 2019
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Jury Trial Victory for Debt Collector Despite Denial of Summary Judgment Motion, Class Certification

20 March 2019
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FDCPA Violation Contrived by Consumer and Attorney? Doesn't Matter, N.D. Ill. Refuses to Find an “Unclean Hands” Defense for Debt Collector

19 March 2019
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Second Circuit Opinion Repeats Its Prior Ruling on Interest Disclosures Because of Continued Litigation on Already-Decided Issues

14 March 2019
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Staying Ahead of Compliance in the Accounts Receivable Management Industry

14 March 2019
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Three Lessons for Debt Collectors from the CFPB’s Latest Supervisory Highlights: Amount Owed Accuracy, Disclosures, And Payment Dates

13 March 2019
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An Inconvenient Truth About Convenience Fees

12 March 2019
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TRACED Act Gaining Steam With A “Groundswell” Of Bipartisan Support

12 March 2019
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Trio of New York Bills Would Extinguish Debt, Require Licensing and Impose Additional Requirements in Collection Litigation

12 March 2019
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New Jersey Judges Change Their Minds on 1692g Written Dispute Issues: One Case Dismissed, Another Certified for Interlocutory Appeal

11 March 2019
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Should Collectors Change the Validation Notices into Pennsylvania? (Podcast)

7 March 2019
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Bi-Partisan Bill Re-Introduced to Prevent States from Negatively Impacting Professional Licensing For Delinquent Student Loans

5 March 2019
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Arbitration Back in the Limelight: Bill Introduced to Limit Arbitration for Consumers

4 March 2019
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CFPB Reports Rise in Elder Financial Exploitation, It's Time to Revisit Those Policies and Procedures

28 February 2019
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FTC, CFPB Reaffirm Commitment to Cooperation, Renew Memorandum of Understanding

27 February 2019
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New York District Court Grants Defendant Judgment in TCPA Case because Text Message System Did Not Automatically Determine Time Texts Were to be Sent

27 February 2019

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