Collection Laws and Regulations News

Collections & Recovery

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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Treasury Fintech Report Recommendations Could Change Banking As We Know It

2 August 2018

Collecting Interest on Charged-Off Debt Requires Careful Consideration

1 August 2018

2 New Rules in Massachusetts Add to Requirements for Default Judgment

19 July 2018

CRA, Collection Agency Prevail in June FCRA Case

19 July 2018

Debt Collection Law Firm Files Findings of Fact, Conclusions of Law in Response to CFPB Action

18 July 2018

Confused About How To Comply with Regulation E for Accounts Receivable? Legal Experts Explain (sponsored)

16 July 2018

FDCPA Caselaw Review for June 2018

12 July 2018

Can a Collector Be Call-Baited?

11 July 2018

CRC Urges BCFP to Issue Guidance, Provide Clarity

9 July 2018

New Consumer Strategy for Baiting FDCPA Violations, and Use of Text Messages in Debt Collection

21 June 2018

N.D. California: 1692g Validation Notice Not Overshadowed by CFDBPA Disclosure

21 June 2018

BCFP Advises FCC to Carefully Consider ATDS Definition in Context of Debt Collection

14 June 2018

FDCPA Caselaw Review for May 2018

12 June 2018

Mystery Solved!: So That’s What Happened to the FCC’s Order Implementing the BBA Amendment to the TCPA Exempting Collectors of Government-Backed Debt

12 June 2018

TCPA Case Law Update: May

5 June 2018

Court Holds Manual Clicker Application Not an ATDS Based on FCC’s 2003 Predictive Dialer Ruling

30 May 2018

E.D.N.Y. Decides Question Left Open in Taylor

23 May 2018

FDCPA Caselaw Review for April 2018

22 May 2018

June Renewals Calendar: Licensing, Reports

22 May 2018

SD Calif. Continues Trend of Bringing Clarity to Case Alleging Improper Interest Charges

16 May 2018