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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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Credit Card Debt Shrinks at Fastest Rate in 30 Years in February

8 April 2009

Consumer Delinquencies Continue Rising as Recession Intensifies in Fourth Quarter: ABA

2 April 2009

Credit Cardholders? Bill of Rights Gets New Life in New Congress

25 March 2009

National Auto Loan Delinquency Rates Increase 7 Percent To Close 2008: TransUnion

17 March 2009

Gesa CU Selects TNB to Process its $15 Million Credit Card Program

16 March 2009

Pitfalls of Paying Taxes with a Credit Card

13 March 2009

Fitch: Spiraling U.S. Credit Card Delinquencies Point to Record Defaults

11 March 2009

Tarrant County Credit Union Expands Processing Partnership with TNB Card Services

10 March 2009

TransUnion.com Quarterly Credit Card Analysis Reveals Delinquency Rates up 11 Percent

10 March 2009

Consumer Credit Gains in January Led by Cards

9 March 2009

Consumer Credit Performance Continues to Weaken As Card Chargeoffs Soar

4 March 2009

Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market

3 March 2009

Chetco FCU Selects TNB as Its Card Partner

2 March 2009

EFA Processing Honored as a Leading Provider by Forbes Magazine

24 February 2009

Economic Confidence Remains Flat among Small Business Owners; Little Relief Expected from Stimulus Package

23 February 2009

TNB Brings Card Personalization to CU Cardholders

23 February 2009

ABA Testifies on Regulatory and Legislative Initiatives Affecting the Credit Card Industry

13 February 2009

Participation for Small Business Card Study Will Conclude this Friday

10 February 2009

Salem VA Credit Union Moves $3.4 Million Card Portfolio to TNB Card Services

9 February 2009

U.S. Consumer Credit Falls Again in December; November Revised Lower

9 February 2009

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