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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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Survey Finds Credit Cards Still Have Lure for More Than 12 Million Americans

3 December 2008

Government to Spend $200 billion to Unclog Consumer Lending Market

26 November 2008

Discover Small Business Watch: Small Business Economic Confidence Continues to Fall

24 November 2008

Data Causing Concern for Credit Card Market

20 November 2008

TNB Promotion Adds 500 Cardholders to One Credit Union Portfolio

20 November 2008

Collection Agencies Shifting Strategies in Rough Economy: Survey

19 November 2008

NFCC Urges Credit Card Companies to Adopt Plan to Help Consumers Repay Debts

17 November 2008

TeleTech Attains Payment Card Industry Certification

12 November 2008

American Express Granted Bank Holding Company Status

11 November 2008

U.S. Households will Receive One Billion Fewer Credit Card Offers in 2008

11 November 2008

Consumer Credit Makes a Comeback in September

10 November 2008

RMS Receives Visa and MasterCard PCI Recertification

7 November 2008

Debt Settlement Companies Largely Ignored by Banks

3 November 2008

JPMorgan Chase Completes Ownership Transition of Chase Paymentech

3 November 2008

Debt Buyer Small Business Card Study Announced by The Debt Marketplace

22 October 2008

Credit Card Sector Faces Challenging Period Ahead: Moody's

20 October 2008

Discover Settles Suit Against Visa and MasterCard

16 October 2008

Citigroup Reports Loss of $2.8 billion, Card Losses Soar

16 October 2008

JP Morgan Chase Sees Credit Card Chargeoffs Rise

15 October 2008

Creditor Small Business Card Study Announced by Resource Management Services

15 October 2008

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