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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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Consumer Group Opposes Capital One-North Fork Deal

12 September 2006

U.S. House Panel to Consider Data Security Bill

12 September 2006

Citigroup Blocks Debit-card Use after non-US Fraud

12 September 2006

Consumer Credit Shows Signs of Picking Up in January

12 September 2006

Visa US Sales Volume Up 17.5 pct to $1.23 trillion in 2005

12 September 2006

January Consumer Spending Surges, Saving Dips

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Chile to begin Oversight of Non-bank Credit Cards

12 September 2006

FTC Settles with CardSystems Over Data Breach

12 September 2006

Former FTC Chair Defends Credit Card Industry in House Testimony

12 September 2006

Nigerian National Sentenced in ChoicePoint ID Theft Case

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To Sell or Not to Sell, That is the Question

12 September 2006

Barclays 2005 Profit Up But Bad Debts Weigh Heavy

12 September 2006

MasterCard Delays IPO to Q2, CEO has Cancer

12 September 2006

American Express Suspends Credit-card Issuance in Taiwan Over Defaults

12 September 2006

Discover to Extend Card Use to Central America

12 September 2006

U.S. Retail Sales Surge

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Morgan Stanley sees Lower 1st-half Discover Losses

12 September 2006

Credit Card Firms Dangle Bait to those who Owe Taxes

12 September 2006

Debit Card Security Breached at Bank of America

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MasterCard likely to Delay IPO

12 September 2006

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