A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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Consumer Credit Increases in September; Credit Card Debt Falls
9 November 2012
Empereon-Constar Achieves Annual PCI Compliance Certification
31 October 2012
CFPB Excludes Medical Debt Revenue from Definition of Annual Receipts
25 October 2012
CFPB Spells Out Debt Collection Industry Larger Market Participants
24 October 2012
CFPB Proposes Rule to Make Credit Cards Available to Non-Working Partners
18 October 2012
Where Does the ARM Industry Go After the Credit Card Bust?
17 October 2012
CFPB to Hold Field Hearing in Seattle on Debt Collection
11 October 2012
Consumer Credit Surges in August
8 October 2012
Consumer Delinquencies Continue Decline In Q2; Card Arrears Lowest in 11 Years
4 October 2012
WEBINAR: Using Retail Customer Service Models to Improve Debt Collection Performance
3 October 2012
American Express to Pay $112 million to Settle Debt Collection and Other Charges
2 October 2012
Getting Ready for 2013 - Asset Class Diversification
1 October 2012
ARM in the Credit Card Sector: A New Opportunity Unfolding
28 September 2012
CFPB and FDIC Team Up on $200 Million Action Against Discover
24 September 2012
FBCS, Inc. Completes PCI-DSS Certification
24 September 2012
Identifying the Deleveraging Customer versus the Disengaging Customer
20 September 2012
Ontario Systems Receives PCI DSS Certification
18 September 2012
Consumer Credit Slides in July on Big Dip in Credit Cards
12 September 2012
Credit Card Delinquencies Hit All-Time Low as Mortgage Arrears Increase
6 September 2012
The CFPB Complaint System: An Example of Efficiency and Effectiveness
5 September 2012