A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.
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Columbia Ultimate 2013 Year in Review
3 January 2014
Executive Change: The CMI Group Hires Jim Lynch as Director of Collections
3 January 2014
Member of CBE Companies' Leadership Team Appointed to Influential DBA International Roles
30 December 2013
Unifund Announces Executive Changes
30 December 2013
Could the CFPB Help Stem the Tidal Wave of TCPA Lawsuits?
20 December 2013
The CFPB's Proposed Rulemaking - Takeaways from the First 1,000 Comments
19 December 2013
Sale of Bad Debt by Utility Companies: Proceed with Care
18 December 2013
Encore Capital Group Launches Global Corporate Social Responsibility Program
18 December 2013
Desperate Vets to Receive Grants from Collection Industry This Month
17 December 2013
A Silver Lining Amidst Intense Regulatory Oversight
16 December 2013
Kaulkin Ginsberg Announces the Launch of Research Fellows Program
16 December 2013
CFPB and FTC Team Up on Amicus Brief in FDCPA Case
13 December 2013
Hilco Global Announces New Retail Board of Advisors
12 December 2013
Another State AG Targets Debt Buyer Over Collection Suit Affidavits
11 December 2013
Interesting Developments in the China Debt Purchase Market
11 December 2013
CFPB: No "Crisis" in Debt Collection, But Problems Need Correcting
10 December 2013
European ARM Firm Lindorff Hires Banks to Run IPO
10 December 2013
Stellar Recovery Earns Certified Professional Receivables Company Designation
9 December 2013
Executive Change: Lowell Group Names Mathew Stonley Biz Dev Manager for Debt Purchase
6 December 2013
Asset Classes Attracting the Most Consumer Complaints
5 December 2013
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