A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.

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Encore Capital Group Announces $50 Million Share Repurchase Program

16 November 2012

Rethinking Complaints Against the ARM Industry: What the Data Does and Does Not Show

14 November 2012

Swedish ARM Firm Buys UK Debt Collection Agency

13 November 2012

Debunking Three Common Myths about CFPB Regulation of Debt Collectors

13 November 2012

Do Consumers Really "Trick" Debt Collectors into FDCPA Lawsuits?

12 November 2012

Debt Collection Resources for Active and Veteran Military Personnel

12 November 2012

Gold Star Military Family Desperately Needs Financial Help

12 November 2012

Debt Buyers May See Competition from Occupy Wall Street

9 November 2012

What the Election Could Mean for the ARM Industry

7 November 2012

Executive Change: Oliver Betts to Join Lowell Group’s Senior Management Team

7 November 2012

Encore Capital Group Announces $575 Million, Five-Year Credit Facility

6 November 2012

Bill Bartmann: Temporarily Ban Debt Collection Lawsuits

5 November 2012

NARCA Files Amicus Brief in Illinois Debt Buyer Appeal

5 November 2012

Mike Ginsberg: Jobs Report, Industry Conferences, and CFPB Supervision

5 November 2012

Grant Recipient Updates ARMing Heroes in Final Days of Fundraiser for Veterans

2 November 2012

Encore Capital Announces Record Results; Comments on ARM Environment

2 November 2012

Executive Change: Portfolio Recovery Associates Appoints President for Fee-Based Units

2 November 2012

Portfolio Recovery Associates Shows Across-the-Board Increases in Q3

31 October 2012

Debt Buying Industry Skeptical of Recent ARM Process Patent

30 October 2012

Debt Buyer Asset Acceptance Reports Decline in Income, Revenue for Q3

30 October 2012