A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.
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Adapting to Change is Never Easy
9 July 2010
Encore Capital Group to Announce Second Quarter 2010 Results on August 2
9 July 2010
FDCPA and Other Consumer Rights Lawsuit Statistics, June 16-30
9 July 2010
AIS Services, LLC Converts to Contingency Collections
8 July 2010
FDCPA Rulemaking Authority Part of Financial Reform Bill
7 July 2010
Fredrickson International Collects Half a Billion Pounds
2 July 2010
Executive Changes: Portfolio Recovery Associates Appoints New Attorneys
1 July 2010
Executive Changes: Portfolio Recovery Associates Appoints Three Senior Executives
30 June 2010
Judge Throws Out State AG Case Against Debt Buyer
30 June 2010
Legal Experts Indict Flaws in Anti-ARM Report
23 June 2010
SquareTwo Financial Raises Nearly $500M in Financing
22 June 2010
A Powerful Group Aligns Against the ARM Industry
22 June 2010
The Receivables Exchange Named Finalist for 2010 American Business Awards in Two Categories
18 June 2010
Encore Capital Group Announces Availability of 2010 Investor Day Webcast
17 June 2010
Executive Change: Collection House Names Matt Thomas as CEO
17 June 2010
Portfolio Recovery Associates to Present at William Blair Growth Stock Conference
16 June 2010
Balboa Capital Selects The Receivables Exchange to Provide Receivables Financing Solution to U.S. Businesses
15 June 2010
Collectors Receive Clarification on New York City ARM Rules
14 June 2010
FTC Head to Address ARM Industry, Take Questions
11 June 2010
Early Health Care Reform Rules to Benefit Medical Debt Buyers and Collectors
11 June 2010
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