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A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.

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NYC Collection Law Could Signal Problems for the ARM Industry

17 April 2009

Intrum Justitia Statement on Outlook for Operations in United Kingdom and Ireland

16 April 2009

ACA Launches Consumer-Focused Web Site to Help Answer Tough Financial Questions

15 April 2009

Diversified Consultants Recognizes Interactive Data for Superior Service in Creating Massive ROI in the Recovery Process

13 April 2009

Developer of Credit and Collection Software has Upgraded to RDM Server 8.1

10 April 2009

Collector's Challenge Month in Full Swing at Many ARM Firms

10 April 2009

FTC Deadline for Red Flag Rule Compliance Nears for ARM Professionals

9 April 2009

Executive Change: Collect America, Ltd. Names Paul A. Larkins President

9 April 2009

Interactive Data LLC Receives Prestigious ISO 27001:2005 Certification

8 April 2009

Outreach Efforts Help Score Win for ACA and its Members in Card Check Battle

7 April 2009

Executive Changes: Two American Debt Sales Partners Leave to Start Own Shop

7 April 2009

Ford Debt Repurchase Positive but Liquidity Remains a Concern

6 April 2009

Kaulkin Ginsberg Launches Search Tool Specifically for the Debt Collection Community

3 April 2009

Asset Acceptance Eliminates Executive Position: VP of Strategy and Analysis

3 April 2009

Additional Session Announced for Recovery Management Strategies & Techniques Class

2 April 2009

NCO Group Reports 2008 Results

1 April 2009

Q109 M&A Activity in the Accounts Receivable Management Industry Led by Industry Buyers and Veterans

1 April 2009

Debt Buyer FirstCity Financial Reports $47 million Loss in 2008

31 March 2009

ARM Firm Responds to Hidden Camera Footage on Dateline

30 March 2009

Aktiv Kapital Partnering with General Credit Services Inc. for Collections

27 March 2009

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