The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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CFPB Quietly Extends Debt Collection Rulemaking on the Eve of Holiday Weekend

27 May 2015

FTC Joins NY and GA in Action Against 3 Collection Agencies

22 May 2015

FDCPA/FCRA Litigation Trending Upward, TCPA & CFPB Complaints Down Slightly

19 May 2015

The Inconvenient Reality of Convenience Fees

18 May 2015

Second Circuit Decision Provides Resolution on Disclosure of Tax Consequences in Settlement Offers

15 May 2015

Victory for ARM Industry in Ninth Circuit Case

13 May 2015

In Writing: What the New West Virigina Updates Mean for Debt Collectors

12 May 2015

CFPB: For Heaven’s Sake Help Consumers Communicate about Their Student Loan Resolution Options

11 May 2015

5 Key Points from CFPB’s Annual Report on FDCPA

8 May 2015

FDCPA Lawsuits Still Rising in Early Part of 2015 as TCPA Claims Decline

1 May 2015

Supreme Court to Hear Case on Statutory Damages Without Actual Harm; Could Impact FDCPA Cases

29 April 2015

Federal Judge Sides with Collection Agency and Debt Buyer in Letter Class Action

28 April 2015

CFPB and FTC Settle Debt Collection Charges with Mortgage Servicer for $63 million

22 April 2015

Circuit Court Revives FDCPA Suit Over Collection Law Firm's Actions

21 April 2015

DBA International Offers Webinar on Understanding the New Risks in the Bankruptcy Claim Process

16 April 2015

ARM Firms Should Assess Multidistrict Litigation for Simultaneous FDCPA and TCPA Cases

2 April 2015

Annual Report on FDCPA Enforcement and Administration Released by CFPB

1 April 2015

Circuit Court Upholds Bona Fide Error Defense for ARM Firm in FDCPA Case

30 March 2015

Is Your Envelope “Benign” Under The FDCPA?

23 March 2015

Collection Law Firm Uses Recent Ruling Against CFPB to Bolster FDCPA Enforcement Defense

20 March 2015