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The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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CFPB's Email Notification for Debt Collection Complaints Portal Still Working Out Kinks

16 April 2014

LiveVox Presents A "Fireside Chat" With CFPB Examination Consultant, Joe Adams

15 April 2014

FDCPA Class Action to Advance; Letter Language Positioning in Question

11 April 2014

Contact Center Compliance Wins Pace Technovation Award For Cloud Training

11 April 2014

Debt Collectors Settle with FTC for $3.3 million, Permanent Ban from Collecting

4 April 2014

Collector Prevails in FDCPA Suit Claiming Business Debt was Consumer-Related

2 April 2014

How Consumers think New Debt Collection Rules Should Look

31 March 2014

FDCPA Reform Bill Picks Up Support in U.S. House

28 March 2014

Debt Collector Wins Appeal in Precedential Letter Language Case

27 March 2014

Court Ruling Impact - Debt Collection Settlements Are Dead; Long Live Litigation

26 March 2014

Debt Collection Complaints Decline in February as FDCPA Suits Rise

24 March 2014

CFPB Issues Annual FDCPA Report to Congress with Focus on Complaints

21 March 2014

Collectors Often Win FDCPA Cases Without Going to Court

19 March 2014

Appeals Decision Supports CFPB-FTC View on Out-of-Statute Debt Collection

17 March 2014

FTC Gets Court to Shut Down Debt Collection Agency, Freeze Assets

14 March 2014

CFPB Calls For Greater Information Integrity in Debt Collection System

14 March 2014

At a Glance: Responses to the CFPB Debt Collection Rulemaking Proposal

13 March 2014

Joint CFPB-FTC Brief: Collecting on Time-Barred Debt Can Violate FDCPA

7 March 2014

FTC Letter Reveals Increased FDCPA and Debt Collection Enforcement

6 March 2014

Federal Judge Dismisses FDCPA Collection Letter Case with "Least Sophisticated Consumer" Discussion

5 March 2014

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