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The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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FDCPA Cases Filed Increase in January

21 February 2013

FTC Touts Actions Against Debt Collectors in Letter to CFPB

14 February 2013

Speech Analytics Can Improve Collection Results and Reduce Compliance Risk

13 February 2013

FDCPA Case Dismissed on Lack of Standing in Bankruptcy

8 February 2013

Where’s The Beef? The FTC 2013 Report On Debt Buyers

4 February 2013

FTC Shuts Down Texas Debt Collection Agency

1 February 2013

ARM Industry Urges Supreme Court to Hear FDCPA Case on Fees

28 January 2013

Officers of Debt Collection Agency to Pay $1.1 million; Banned from ARM Industry

18 January 2013

FDCPA Lawsuits Filed by Consumers Decline 7 Percent in 2012

17 January 2013

Appeals Court Rules Foreclosures are "Debt Collection" Under FDCPA

16 January 2013

Bill to Amend FDCPA for Attorneys Introduced in U.S. House

3 January 2013

Best of insideARM.com 2012

26 December 2012

Federal Charges for Debt Collector in Minnesota Case

21 December 2012

Appellate Court Affirms that FDCPA Does Not Cover Creditors

12 December 2012

Why Are TCPA Cases Against ARM Firms Rising as FDCPA Cases Fall?

6 December 2012

Conviction Upheld for "Bags of Money" Debt Collector

26 November 2012

CFPB Supervision: Small Collection Agencies May be Examined

19 November 2012

Changes on the Horizon for Healthcare Debt Collectors

16 November 2012

Appeals Court Upholds Ruling for Debt Collector in FDCPA-TCPA Case

15 November 2012

SoundBite Communications Enhances Compliance Suite for Contact Centers

13 November 2012

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