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The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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Appeals Court Rules Against Debt Collector for FDCPA Class Action Notification

23 August 2012

FDCPA Lawsuits Rise in Second Half of July; Year-over-Year Suits Still Down

23 August 2012

Judge Throws Out FDCPA Lawsuit Over a Non-Voicemail

21 August 2012

FTC, DOJ, CFPB Dogpile on Collection Agencies

17 August 2012

Tonetti: CFPB Supervision to Create 'Level Playing Field' for Credit Market Participants

13 August 2012

Hollywood Video Debt Collection Again Subject of Attorney General Scrutiny

13 August 2012

Credit Card Debt Collection: The Next Financial Bubble?

13 August 2012

Appeals Court Overturns Judgment for Debt Collector in Letter Case

2 August 2012

FDCPA Lawsuits Falling Farther Behind 2011 Numbers

1 August 2012

Comprehensive Report Released on FTC Debt Collection Complaints

24 July 2012

FDCPA Lawsuits Could Decline in 2012 After Years of Growth

17 July 2012

Laws Unfairly Treat Debt Collectors Differently on Credit Card Payments

17 July 2012

Franken's New Bill a Revival of 2010 FDCPA Proposal

12 July 2012

FDCPA Lawsuits Fall Off in June; Down 3.2 percent on Year

5 July 2012

CFPB Examination Manual Sections Applicable to Debt Collectors

29 June 2012

California Committee Approves Fair Debt Buyers Practices Act

28 June 2012

Debt Collection Complaint Data Shows Shift in What is Angering Consumers

26 June 2012

Collection Agency Complaints Report: FTC Debt Collection Complaints Compendium - Q1 2012

20 June 2012

Better For Whom? Debt Collection & the Better Business Bureau

19 June 2012

The Complaints Issue: Revisiting Consumer Debt Collection Complaints

18 June 2012

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