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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Mortgages, Student Loans Temper Plunging Consumer Credit Delinquencies

23 May 2012

National Credit Card Delinquency Rate Falls in First Quarter

16 May 2012

94% of Students Take on Debt for Bachelor's Degree

15 May 2012

Sticker Shock: $900 Monthly Student Loan Payment?

14 May 2012

How the World Conspires Against Students

11 May 2012

Who's to Blame for Federal Student Loan Defaults?

10 May 2012

Asta Funding Reports Earnings Decline in Most Recent Quarter

9 May 2012

Mortgage Loan Delinquency Rates Hit Lowest Level Since 2009

9 May 2012

Senate Takes Up Partisan Debate on Student Loan Interest Action

8 May 2012

Consumer Debt Soars in March, Including Credit Cards and Student Loans

8 May 2012

Credit Write-offs in Europe Accelerating

7 May 2012

April Bankruptcy Filings Fall 16 Percent from Same Time Last Year

4 May 2012

U.S. Adds 115,000 Jobs in April; Unemployment Rate Falls to 8.1%

4 May 2012

Consumers Not Using Credit Cards, Though Consumer Spending is Up

3 May 2012

Don't Treat Debt Like a Game Show

3 May 2012

Bill Bartmann Double-Faults on Debt Collectors

2 May 2012

Credit Write-offs Lower By 50% from 2009, Equifax Reports

2 May 2012

Going Public About Financial Accountability and Debt

1 May 2012

U.S. Economy Grows in First Quarter at Slower Rate than Expected

27 April 2012

ACA International Offers Consumer Tips for National Financial Literacy Month

20 April 2012

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