Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Unemployment On the Verge of a Turnaround

26 January 2010

Executive Change: CCH Hires Lee Milhollin; Saket Sahoo to Astra Business Services

26 January 2010

Consumers Cutting Credit Card Usage and Debt on Eve of Reform, First Command Reports

22 January 2010

Collins Financial Services Rebrands Company as Precision Recovery Analytics

19 January 2010

StraTribune Interview with New ACA International CEO

14 January 2010

RealityTrac Year-Emd report Shows Record 2.8 Million U.S. Properties with Foreclosure Filings in 2009

14 January 2010

Western Sierra Acceptance Corp. and Experian Automotive Help Dealers Reach Creditworthy Consumers

13 January 2010

Consumer Credit Card Debt Increases by Double Digits in Nearly Every Region in Second Half of 2009

13 January 2010

Movement Underway to Shift Money from Large Banks to Community Banks

13 January 2010

U.S. Consumer Credit Declines at Record Pace in November

11 January 2010

Using Decision Analytics to Increase your Collections and Net Back.

8 January 2010

AFSA's 2010 Vehicle Finance Conference to Address Industry's Top Challenges

8 January 2010

New Year?s Resolutions for the ARM Industry

7 January 2010

TransUnion Risk Indices on Credit and Insurance Diverge, Suggest Improving Risk Conditions Nationally

7 January 2010

Consumer Loan Delinquencies Decline in Third Quarter 2009

7 January 2010

Early Developments Could Keep Debt Markets Depressed in 2010

5 January 2010

TransUnion Acquires Healthcare Insurance Information Company MedData

4 January 2010

Settlements Now More Regularly Accepted by Debt Collectors

24 December 2009

The Fed?s Culpability in Financial Crisis ? Washington Post

23 December 2009

Equifax Data Show U.S. Consumer Payment Trends Continue to Deteriorate

23 December 2009