Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Small Business Owners Cut Spending: Survey

27 June 2008

Economic Growth Pegged at 1 Percent in First Quarter

27 June 2008

A Dearth of Buyers for GE?s Store Card Group: WSJ

27 June 2008

Financial Services Creditor Survey Underscores Anxiety about Current Economic Conditions

26 June 2008

Consumer Gloominess Likely to Continue to Pressure Collections

26 June 2008

ACA Study Shows Collection Agencies Recovered $40 Billion in 2007

26 June 2008

Credit Card Delinquency Rate Decline Could Prove Short Lived

25 June 2008

Some Stimulus Checks Going Straight to Creditors: USA Today

25 June 2008

Housing Market Still Sick in April

24 June 2008

Creditor Survey Underscores Anxiety about Current Economic Conditions

23 June 2008

TSYS Signs Processing Agreement with PartnersFirst

20 June 2008

Merchant Bankruptcies Threaten Gift Card Growth

20 June 2008

Family (De-)values: Caesarian Sections as Pre-existing Conditions

19 June 2008

Consumers Warily Adopt Health Savings Accounts

19 June 2008

ABA Economists Predict Slow Growth Through 2008, But Rebound in 2009

18 June 2008

Average Card Debt, Delinquencies Dropped in 1st Q: TransUnion

18 June 2008

Group Seeks to Promote Prepaid Transit Cards for the Unbanked

17 June 2008

Patient Eye Scan Designed to Cut Misidentification Costs, Fraud

17 June 2008

Collectability of Self-Pay Accounts has Health Care Execs Worried

16 June 2008

Stolen Medical Records can Haunt Victims for Life

13 June 2008