Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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2008 Survey Reveals Serious Gaps in Financial Literacy Among Consumers

29 April 2008

ACA in Renewed Push for Consumer-Focused Credit Education Week

24 April 2008

Card Charge Offs Latest Sign of Rising Consumer Debt

23 April 2008

Where?s All That Tax Refund Money?

22 April 2008

Alliance Data Seeks $170 Million from Blackstone as Deal Ends

21 April 2008

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18 April 2008

Bankruptcy Filings Jump in 2007

16 April 2008

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9 April 2008

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PR - Experian's Credit Risk Advisor Blends Commercial and Consumer Information

8 April 2008

Consumer Credit Growth Slows in February

8 April 2008

Suit Charges Military Exchange Service with Illegal Collections

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Discover Buys Diners? International Network

7 April 2008

Economy Creating a Challenging Collections Environment

4 April 2008

Economy Creating a Challenging Collections Environment

4 April 2008