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In order to support lenders as the lending environment evolves, TransUnion publishes the Credit Industry Snapshot report in which they summarize key credit metrics for the four major loan categories: credit card, auto finance, mortgage and unsecured personal loans. The Credit Industry Snapshot provides lenders with additional insights on consumer credit trends to help guide their business strategies.

This report explores:

  • The status of accounts in hardship for each line of business by risk tier
  • Trends regarding average loan amounts, bankcard balances, delinquency rates
  • Macroeconomic indicators on the current economic environment for the consumer market

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