Los Angeles — CAAL Enterprise, LLC announces the launch of Collective Solution, a wholly owned subsidiary focused on providing low cost collection assistance to the credit and debt collection industry.  Based in the Philippines, Collective Solution benefits from a highly skilled and specialty trained staff of agents experienced with the U.S. marketplace.  Services offered range from messaging services to full service collections with a flat hourly per agent fee and no contingency fee.  Collective Solution’s equivalent contingency fee can be as low as 7%, which provides a huge cost savings and assists clients in avoiding losing collection opportunity due to capacity or cost issues.

Collective Solution was launched to provide cost effective and truly scalable labor solutions to fast growing companies in the debt collection industry.  “After speaking with leaders in the debt collection industry, we discovered that due to changes in compliance and the current economic climate, credit issuers as well as debt buyers and agencies were faced with capacity constraints and unable to adequately work their delinquent accounts in a cost effective manner” said Deron Quon, Executive Chairman.  Collective Solution, therefore, was structured to offer a variety of solutions to combat compliance issues as well as assist creditors, debt buyers, and other debt collection professionals in collecting debt.

“I have been in the debt collection industry for over a decade and in that time I have seen many changes in compliance and inventory that has made the collection effort costly and labor intensive.” said Lynmarie Glowski, Chief Operating Officer.  “Many prospective clients have approached Collective Solution to assist their current collection effort.  We have a unique business model that addresses each client’s current business problem and we develop a specific statement of work to solve that problem.”

Founded in 2002, CAAL Enterprise, LLC (http://www.collectivesolution.net) is a full service business processing outsourcing company providing in-bound and out-bound telecommunication services, data processing, and programming services.  CAAL Enterprise, LLC owns and maintains its own predictive dialers, telecom switches, and state-of-the-art call monitoring software.  Collective Solution will be housed in a new facility with a capacity of 1,500 agents in Quezon City in Metro Manila, Philippines.


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