Collection Laws and Regulations News

Collections & Recovery

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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15 ARM Industry Experts React to CFPB Outline of Proposed Debt Collection Rules

2 August 2016

insideARM Perspective on CFPB Outline of Proposed Debt Collection Rules – Communication Part 2

1 August 2016

What Collectors Really Need to Know About the CFPB’s Proposed Rules

1 August 2016

DBA Announces New Version of Certification Program, Effective August 1, 2016

1 August 2016

insideARM Perspective on CFPB Outline of Proposed Debt Collection Rules - Communication Part 1

28 July 2016

CFPB Outlines Debt Collection Rulemaking Proposals

28 July 2016

UPDATE: Location and Agenda Announced for CFPB Sacramento Debt Collection Hearing

26 July 2016

[Image by creator iQoncept from AdobeStock]

Midland Credit Management, Inc. Settles Multidistrict TCPA Class Action

26 July 2016

Did the FCC Even Consider the Thousands of Responses to its Rulemaking Proposal?

25 July 2016

Ninth Circuit Rules That Law Firm Collector Can’t Rely On Validation Notice From Previous Collector

21 July 2016

CFPB Files Amicus Brief in Ninth Circuit in Remanded Article III Standing Case

20 July 2016

11th Cir. Holds FCRA ‘Reasonable Investigation’ May Require Assignee to Examine Account-Level Documents

20 July 2016

Massachusetts Court Rules Any Call is a "Communication"

19 July 2016

Spokeo in the Wild: How a Non-Collections Defendant Defeated a Class-Action TCPA Lawsuit

19 July 2016

FTC Action: Abusive Debt Collectors Banned from Collection Business

18 July 2016

CFPB Debt Collection Field Hearing is Announced for July 28

18 July 2016

FDCPA Victory in Class Action Letter Case: What It Means for the Industry

18 July 2016

FDCPA Case Law Review for June 2016

14 July 2016

Federal Jury Convicts Owner of Defunct “Collection Firm” for Fraudulent Scheme

13 July 2016

Filing Proof of Claim on Time-Barred Debt Not an FDCPA Violation, 8th Circuit Court Rules

12 July 2016