A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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Why You Should Pay Attention to the Credit Card Issue
23 September 2011
$3M in Phony Credit Card Debt No Help to Weak Economy
23 September 2011
NFCC Requests Regulation of Fair Share; Credit Card Issuers to Pay More
22 September 2011
S&P/Experian Credit Default Indices Show a Significant Decrease in Bank Card Default Rates
21 September 2011
Shifting Focus From Credit Card Collections
20 September 2011
Credit Card Collections: Preparing for the Storm on the Horizon
19 September 2011
Two Powerful Words in Credit Card Collections
19 September 2011
Major Credit Card Issuers Report Uptick in Average Charge-Offs in August
16 September 2011
Reporting Credit Card Delinquencies: 10 Red Flags to Watch For
16 September 2011
Marked by Character: A Look at Credit Cards from a Debt Collector's Perspective
15 September 2011
Pre-paid Cards: The Wave of the Future, or a Wave Goodbye?
15 September 2011
Credit Cards are a Big Issue for the ARM Industry
14 September 2011
The Psychology of Credit Card Collections: Then and Now
14 September 2011
Credit Card Debt Drops Sharply in July
14 September 2011
Forty-Eight Calls a Day: When Banks REALLY Want to Collect on a Debt
6 September 2011
FTC Returns $2 Million to Payday Loan Applicants Tricked into Buying Prepaid Debit Cards
1 September 2011
Credit Risk Declining for Sixth Straight Quarter; Driven by Fewer Delinquent Consumers
31 August 2011
insideARM.com Seeks Content Submissions for The Credit Card Issue
30 August 2011
BofA $5 million Collection Arbitration Settlement May Impact the ARM Industry
26 August 2011
Post-Crash Charge-Offs are Nearly Gone from ARM System
17 August 2011
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