A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

See all Topics

Conservative Filmmaker Begging for Help to Pay Off Credit Cards

24 March 2011

Owe Mom Money? Pay Her with a Credit Card

21 March 2011

S&P/Experian Credit Default Indices Show Drop in First Mortgage, Credit Card Defaults

16 March 2011

Credit Card Debt Takes a Step Back in January

8 March 2011

DRI - The Voice of the Defense Bar Files Amicus Brief Urging Supreme Court Review of Credit Card Lawsuit

25 February 2011

Are Credit Card Asset-Backed Securities Still a Bankable Investment?

24 February 2011

Credit Card Delinquencies Fall by More Than 32 Percent Compared to Same Time Last Year

23 February 2011

Credit Card Debt Increases for First Time Since 2008

8 February 2011

Equifax: Americans Still Owe Billions in Credit Card Debts

25 January 2011

Consumer Lending Expected to Rebound in 2011: Analysts

21 January 2011

Credit Card Charge-Offs and Delinquencies Fall Again

19 January 2011

Target Eyeing $6.7 billion Credit Card Portfolio Sale

14 January 2011

Consumer Credit Grows in November; Credit Cards Fall Again

11 January 2011

S&P/Experian Indices Show Rise in Mortgage Defaults

22 December 2010

ARM Liquidation Improves for First Time in Three Years

13 December 2010

Consumer Credit Expands in October, But Credit Cards Fall Again

8 December 2010

FTC Shuts Down Robocallers Who Falsely Promised to Lower Credit Card Interest Rates

8 December 2010

What's Really Going On in Debt Purchasing

30 November 2010

Card Charge Off Rate Plummets in Third Quarter

29 November 2010

Discover Earns Top Honors for Highest Customer Call Satisfaction in Credit Card Industry

18 November 2010