A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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At FTC's Request, Court Shutters International Credit Card Debt Reduction Operation
16 November 2010
Consumers Are Paying Less on Monthly Payments than Three Years Ago: Experian
12 November 2010
New York Fed Q3 Report on Household Debt and Credit Shows Continued Decline in Consumer Debt
9 November 2010
Credit Card Debt Falls Again as Total Consumer Credit Expands on Student Loans
8 November 2010
Credit Card Charge Offs Decline at Major Issuers in September
21 October 2010
S&P/Experian Index Shows Default Rates Decline Across All Credit Lines
20 October 2010
Credit Card Debt Still Falling at a Steady Rate
8 October 2010
Bank Card Delinquencies Drop Significantly In Second Quarter 2010
5 October 2010
Firstsource Signs 5-Year Outsourcing Agreement With Barclaycard, UK
1 October 2010
Credit Card Charge Offs Increase at Major Issuers in August
21 September 2010
Credit Card Debt Down Again in July
10 September 2010
EnterCard Appoints Intrum Justitia as Credit Management Service Partner
9 September 2010
Credit Card Delinquencies and Charge-offs
1 September 2010
Small Business Confidence Plummets: Discover
30 August 2010
Major Credit Card Issuers See Improvement in July
30 August 2010
Credit Card Delinquencies Continue to Fall in 2Q According to TransUnion
26 August 2010
Credit Card Charge-Off Rates Hit Record High in Q2
24 August 2010
Final Changes Restricting Credit Cards will have Lingering Impact on ARM
23 August 2010
Experian Provides Insight into Credit Card Trends of the Top 20 Major Metro Areas
10 August 2010
Consumer Credit Card Debt Contraction Continued in June
10 August 2010