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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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Consumer Delinquencies Fall in Most Debt Categories in Fourth Quarter

9 April 2014

Bank of America, CFPB May Reach $800 Million UDAAP Settlement

4 April 2014

Growth in Consumer Credit in 2013 After Years of Decline

31 March 2014

Appellate Court Has Harsh Words for Activist Judge in Debt Collection Case

27 February 2014

Chase Debt Collections Continue to Fall

24 February 2014

Third Party Debt Collection Accounts and Balances Rise in Q4

21 February 2014

Consumer Re-Leveraging Raises Debt Delinquency Concerns

15 January 2014

Consumer Delinquencies Fell Significantly in Third Quarter, Except Credit Cards

9 January 2014

California Lawsuit over Chase's Debt Collection Practices is Still On

8 January 2014

Why Everyone Keeps Talking About Student Loans

19 December 2013

Chase Sued (Again) for Robo-Signing in Debt Collection

18 December 2013

Distribution of Credit Card Risk Diverging From Broader U.S. Consumer Credit Trends

17 December 2013

CFPB Turns Focus to Arbitration Agreements in Credit Contracts

12 December 2013

Fed Reports Jump in Credit Card Debt in October

9 December 2013

Retail-Issued Credit Cards at Four-Year High; Charge-Offs Fall 14%

25 November 2013

Credit Card Delinquency Down Year-over-Year, But Up from Last Quarter

20 November 2013

Number of Third Party Debt Collection Accounts Plummets, But Balances Rise

15 November 2013

CFPB Targets Bank of America Credit Card Services, Debt Complaints

7 November 2013

CFPB Releases Debt Collection Complaints Data, and Here It Is

6 November 2013

The Debt Pipeline: Young Adults Shed Debt During Recession

5 November 2013

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