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A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.

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The Debt Pipeline: Young Adults Shed Debt During Recession

5 November 2013

Retail Credit Card Grows, Despite Flat to Slightly Rising Credit Card Debt Overall

5 November 2013

Credit Card Debt Falls for Third Straight Month

8 October 2013

Consumer Delinquencies Rise Slightly in Q2 but Remain Near Historical Lows

8 October 2013

Delinquent Debt Increases 17 Percent Over Past Five Years

27 September 2013

Debt Collectors Look to Help Each Other Achieve PCI-DSS Compliance

27 September 2013

CFPB To Host Field Hearing in Chicago on Consumer Credit Card Market

26 September 2013

Judge Dismisses Case that Named 12 ARM Firms and Questioned Entire Collection System

24 September 2013

Chase Debt Collection Investigations May Not be Over

23 September 2013

Chase Consent Order Has Broad Impact on Debt Collection Industry

20 September 2013

The Glass is Half Full for Collection Professionals

19 September 2013

National Credit Default Rates Decreased in August 2013

18 September 2013

Credit Card Debt Declines for Second Straight Month

10 September 2013

Credit Card Balances Increase Year-Over-Year for the First Time in 5 Years

29 August 2013

Accounts in Debt Collection Remain Near All-Time High

26 August 2013

Executive Change: Wells Fargo Debt Chief to Lead FLOCK Business Development Efforts

21 August 2013

Will New Federal Standards Destroy Debt Buying Industry?

1 August 2013

Credit Card Payment Patterns Can Foretell Future Delinquencies on Other Loans

31 July 2013

Improving Delinquency Rates, Rising New Credit in First Part of 2013

26 July 2013

National Credit Default Rates Hit a Post-Recession Low in June

17 July 2013

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