Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Getting to Know the Utilities Industry

16 November 2015

The Effect of Switching from a Brunner to a Totality Test for Student Loan Bankruptcy

28 October 2015

CFPB Director Richard Cordray Addresses Consumer Advisory Board

23 October 2015

Alternative Lending: The New Frontier for the ARM Industry?

12 October 2015

New Academic Paper Urges CFPB to Carefully Consider Impact of Potential New Debt Collection Regulations

30 September 2015

DBA International Commends George Mason University for Report on the Law and Economics of Consumer Debt Collection and its Regulation

30 September 2015

United Debt Holding Selected to Receive 2015 Best of Business Award in Castle Rock, CO

28 September 2015

As Economy Improves, Collectors Need Fresher, Expanded Data Sets, TransUnion Says

3 September 2015

Dept. of Education PCA Program Still a Driver of Small Business Growth

21 August 2015

COHEAO Asks Your Assistance To Extend Perkins Loan Program

20 August 2015

Encore Capital Group Announces Strong Second Quarter 2015

11 August 2015

Second Quarter 2015 Earnings for PRA Group Rise Sharply

11 August 2015

Encore Partners With U.S. Reps. Peters and Hunter On Bill To Exempt Forgiven Debt From Federal Taxation

22 July 2015

TransUnion Prices IPO; Values Company at $4 Billion

25 June 2015

New York Times Gives Lots of Space to Student Loan Debt

17 June 2015

Five Lessons the ARM Industry Can Take From the Mortgage Meltdown

1 June 2015

Terrible Jobs Report in March May Signal Shift in the Labor Market, or Simply a Correction

3 April 2015

Assessing the Consumer Credit Market with an Eye to ARM

25 March 2015

U.S. Adds Jobs in February, Unemployment Rate Falls to 5.5%, But Overall Report is Not Great

6 March 2015

Adding Utility and Rental Payments to Credit Reports Could Help Millions: Experian

26 February 2015