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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Economy Expands 2.5% in First Quarter on Consumer and Business Spending

26 April 2013

Two Large Collection Agencies Announce Hundreds of New Jobs

17 April 2013

How Viable is a Pay-As-You-Go Model for College Students?

17 April 2013

'Severe Derogatory' Student Loan Balances Increase 36% - Equifax

25 March 2013

Commercial Collection Accounts Increased Slightly in 2012

14 March 2013

Mike Ginsberg: Is Recent Economic Improvement Enough to Boost the ARM Industry?

6 March 2013

Number of Americans with Third Party Debt Collection Account Hits All-Time High

5 March 2013

Credit Card Chargeoffs Rise in Q4 as Delinquencies Hit New Low: Fed

20 February 2013

Update on M&A Activity in the ARM Industry

19 February 2013

Private Student Loan Debt to be Dischargeable in Bankruptcy Under House Bill

7 February 2013

More Than Half of Student Loans in Deferment: TransUnion

31 January 2013

Surprise: Economy Contracts by 0.1% in Fourth Quarter 2012

30 January 2013

Mike Ginsberg: Recovery Managers and Collectors Pay Attention to the Details when Forecasting

15 January 2013

Banks Expecting to Issue More Credit in First Half of 2013

11 January 2013

Bill Bartmann Reiterates Call to Suspend Debt Collection Lawsuits

10 January 2013

Consumer Credit Jumps in November; Cards Grow Slowly

9 January 2013

Ginsberg: Maximizing the Value of Your Business Starts Now

7 January 2013

Investment Site Drills Down on Debt Buying Industry

7 January 2013

Labor Department Closes Book on 2012; 7.8% Unemployment Rate in December

4 January 2013

"Pay-As-You-Earn" Student Loan Program: Are You Ready for the Future?

20 December 2012

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