FDCPA News RSS Feed

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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Compliance with Reg F is Not the Same as Compliance With the FDCPA, Says Court

21 September 2023
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Washington Federal Court Holds “Vague” and “Conclusory” References to “Reasonable Procedures” Not Enough to Establish FDCPA’s Bona Fide Error Defense

13 September 2023
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Failure to Allege FDCPA Violation in State Court Leads to Tossing of Federal Suit

7 September 2023
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New York District Court Approves Class Action in FDCPA Case Alleging Improper Debt Assignment Notification

6 September 2023
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Ninth Circuit Confirms Discrete Actions in Debt Collection Litigation can Trigger FDCPA One-Year Statute of Limitations

30 August 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Kentucky Federal Court Holds Furnishing Data to Consumer Reporting Agency Does Not Subject Furnisher to Personal Jurisdiction in Consumer’s Home State

29 August 2023
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Judge grants MSJ in class action over disputed debt investigation

15 August 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Indiana Appellate Court Reverses Summary Judgment in FDCPA Case Involving Bona Fide Error Defense

17 July 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

14 Calls in 22 Days is Reasonable, Says Court

29 June 2023
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Seventh Circuit Rules $3.95 in Postage Spent by Plaintiff to Respond to Second Validation Notice Sufficient to Establish FDCPA Standing

28 June 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Credit Disputes Do Not Last Indefinitely Says Court

15 June 2023
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CFPB Announces Consent Order with Third-Party Collector of Medical Debt

14 June 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Sixth Circuit Affirms Dismissal of FDCPA Suit Arising From Pandemic-Time In Person Service of Process

31 May 2023
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Why Can’t Courts Agree to The Definition Of Debt Collector?

30 May 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Arizona Federal Court Holds FDCPA’s $1,000 Statutory Damages Provision Applies Separately to Each Defendant

16 May 2023
File drawer with one folder in focus, labeled "Court Decisions" [Image by creator tashatuvango from AdobeStock]

Minor Procedural Errors are not an FDCPA Violation Says Court

27 April 2023
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Pennsylvania Appellate Court Rejects Claim That Dunning Letter Sent Post-Expiration of The Statute of Limitations Violated Law

24 April 2023
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Sending Docs After the Validation Period Expires? One Court Says, No

19 April 2023
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An Email is Less Intrusive Than a Phone Call, Finds N.D. Illinois While Granting TrueAccord’s Motion to Dismiss

18 April 2023
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CFPB vs. PRA-Top 3 Takeaways and PRA’s Response

29 March 2023

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